Patient Billing Action Care Ambulance is dedicated to providing a “complete” service to our customers. After transport by ambulance, our business office will assist you in processing the necessary paperwork to ensure prompt payment from your health insurance agency.
It’s normal to feel anxious when you need medical transportation. Our caregivers help ease those feelings when they administer care. Our patient billing service professionals do the same for patients and customers who have questions about the billing process.
Does My Insurance Cover Non-Emergency Services? Action Care provides comprehensive non-emergency transportation services to patients who need to be safely transported from one location to another. Insurance plans may cover medically necessary non-emergency transports, but the insurance carrier will determine whether or not ambulance transportation meets their medical necessity criteria. It is important to check with the insurance provider to determine the specific requirements for payment related to non-emergency transportation.
Medicare Coverage: Emergency Ambulance Transportation Medicare will cover medically necessary ambulance transportation to the nearest appropriate medical facility. Emergency ambulance transportation may qualify for Medicare coverage if the transport is a result of a sudden onset of a medical condition manifesting itself by acute symptoms of sufficient severity such that the absence of immediate medical attention could reasonably be expected to result in placing the patient's health in serious jeopardy, impairment to bodily function or serious dysfunction to any bodily organ or part. Medicare requires that ambulance transportation be medically necessary and reasonable. To be medically necessary, Medicare requires that the use of any other method of transportation would be hazardous to the patient's health.
Medicare Coverage: Non-Emergency Ambulance Transportation Medicare will not pay for non-emergency ambulance service unless the patient is unable to get out of bed without assistance and unable to walk, unable to sit in a chair or wheelchair, and/or that transportation by any other means would pose a hazard to the patient's health. Medicare will not pay for ambulance transportation to a preferred hospital or facility that is not the nearest appropriate facility or for the convenience of the patient, the family or physician. Medicare does not pay for wheelchair, stretcher or gurney transportation.
For both emergency and non-emergency transportation service, Medicare will pay 80 percent of their allowable rate. The remaining 20 percent will be due from the patient or the patient's secondary insurance carrier. As a courtesy, Action Care will submit a claim to the secondary insurance carrier on the patient's behalf but the patient is responsible for assuring timely payment by their secondary insurance carrier.
What does Medicaid Cover? Medicaid is a program funded by the state that provides medical insurance to assist patients who qualify under the program. The coverage of medical services varies from state to state and patients should check with their Medicaid program to understand coverage criteria for ambulance transportation. In general, Medicaid programs require that all ambulance transportation meet the specific medical necessity criteria established for their state.
What Does Insurance Cover? Ambulance transportation coverage varies from insurance policy to policy. It is important to review the patient's insurance coverage to understand the limitations and requirements of coverage. It may be necessary to obtain a prior authorization from the insurance carrier when scheduling non-emergency transportation services. If the policy does not provide 100 percent coverage for ambulance transportation, the patient may be required to pay a deductible or co-payment as outlined in the insurance policy. Payment of all deductibles and co-payments are due immediately upon receipt of the bill.
What If No Coverage Exists? If a patient does not have insurance coverage, the bill for Action Care services will be due directly from the patient. Payment is due within thirty (30) days of receipt of the invoice. Action Care accepts personal checks, e-checks, American Express, Discover, Visa and MasterCard. Patients can also make payment by phone by contacting our Billing Center.
How Does Action Care Determine Rates? Action Care's rates are competitive and meet all applicable local, state and federal limitations. Ambulance provider fees typically include a base charge for the transport, a mileage fee and charges for other procedures, supplies or medications administered.
Action Care Ambulance Account Specialists are available to assist our patients Monday through Friday between the hours of 8:30 A.M. and 4:15 P.M. at (720) 870-4705. Action Care bills all insurance carriers, Medicaid, and Medicare. Action Care accepts cash, check, e-checks, American Express, Discover, Visa and Mastercard.